entrepreneurship is a big part of it. i did not understand and nobody told me what is involved with buying your own home until i was in my second law school, where is the my counterparts, the white students i was in class with, they had had that information coming up. it was just second nature. i asked the guy across the hall from me what his folks did. but told him my mom was a nurse and my dad was a teacher, a soldier before. he said his father was the deputy prime minister of jordan. i was like, "ok." minute court partner -- my moot court partner, he said his father owned three swiss banks. i think even before entrepreneurship, it is financial literacy. we need to educate ourselves about what these resources are. it is financial literacy and really wealth literacy, understanding that there are different kinds of wealth beyond just monetary wealth, but you need to understand monetary wealth, spiritual well, the social capital we have and understand how to cultivate those things and invest them properly. those are import